Repair Your Credit and Keep More Of Your Own Money

Posted November 28th, 2008

Are Poor Credit Scores Ruining Your Life?
A few mistakes can really damage a credit report, especially these days when credit companies are so eager to lower credit scores because of the tight money situation But a poor credit score can cost you money as everything from auto loans to auto insurance will cost you [...]

Credit Card Balance SmackDown - Higher Fees + Lower Limits

Posted November 25th, 2008

Happy Holidays. Just when we enter the spending season, families are likely to see their budgets strained by another complication. The citigroup buyout is likely to cause a ripple effect that will get passed on to… guess who! … consumers!
Many major credit card companies will pass on costs by:

Raising Credit Card Fees - Some companies may [...]

Recession Survival Tips

Posted November 20th, 2008

I think the experts have been debating the recession for several months now, and they finally blew the whistle and decided to admit that hard times are here. While the talking heads have been, well, talking, we have been browsing through top recession survival tips for ourselves and decided to share our picks here.

Be [...]

US Jobless Rate Predicted at 7.5% - Hello, Recession!

Posted November 17th, 2008

In case any of you have not noticed, the US has slipped into a recession. I do not ever remember a painful struggle like this to deny the recession and pretend that everything was ok! But I think everybody’s on the same page now. It is rough out there, and yes, the US is slipping [...]

Hard Times and Health Care

Posted November 12th, 2008

The sad truth is that the current economic problems are not just impacting the ability of a family to eat out at Applebees once a week. Many Americans are actully sacrificing health care, and their health, because of lower earnings and savings rates. I see example after example of Americans who do have health insurance, [...]

Bankruptcy Relief with Today’s Laws

Posted November 10th, 2008

I just read an article on Womanwork.net about bankruptcy relief in the US, and have to agree with the - sort of cynical - outlook. The bankruptcy laws were changed a few years ago to make it much tougher, if not impossible, for Americans to declare personal bankruptcy. And yet, in the last few years, [...]

Lease To Purchase Homes In a Tough Mortgage Market

Posted November 10th, 2008

Need To Buy, Sell, or Invest in a Home In Today’s Tough Mortgage Market?
This is a tough mortgage market all around the USA, but transactions are still going on, and people are still getting homes even when they do not have perfect credit. And sellers are able to find a larger pool of buyers by [...]