Bad Credit Forum- Re: Best Way To Pay Down Debt and Raise Credit ScoreAlso be sure to check your credit report for errors. They really do happen. I had 2 entries for one credit card, for example, which made it look like I had more outstanding credit than I did. I disputed it, and it was quickly fixed. […]
- Re: Best Way To Pay Down Debt and Raise Credit ScoreThere is a decent article on credit card payoff strategies: http://www.over50web.net/finance/save-money-finance/credit-card-payoff-strategies/ The comments actually give some good information. Basically, you should pick a stategy that works well for you. That said, I do believe that paying off cards that are close to their limits will have a quicker impact o […]
- Re: Renting With Poor CreditAbsolutely, your best bet is to long for somebody who needs a room mate in their own home - if you need very cheap rent, there are older people who need some help around the house or transportation - and they may be willing to give you a big break on rent (or even free rent) in exchange for some services. Of course, you have to be responsible and do what you […]
- Re: Best Way To Pay Down Debt and Raise Credit Score
Monthly Archives: December 2008
Insurance Cost Too Much?
Do You Pay Too Much For Insurance?
I don’t know about you, but sometimes it seems like all of my money goes to pay an insurer to cover something. I need auto insurance, as most of you do, to comply with state laws, and also to protect myself in case I have a car accident. My lender requires homeowners insurance. I also pay health insurance premiums because I want to be sure that an illness or injury does not wipe me out.
Planning For Retirement During Stock Drops
We found a great article on retirement planning during a recession. If you are like me, it is getting harder to put money aside these days, and the money we are saving may not be earning…shall we say?….stable returns.
The tips in the article went beyond pure savings to include lifestyle decisions that would profit most of us during lean times and fat times
- Take care of your health. You may have to work longer, and Americans are living longer and healthier working lives. If your savings have dropped, and extra few years at work can help a lot.
What Will Employers Cut Next?
Yahoo personal finance posted its take on the things that employers will cut next in order to cope with slow business and tight credit. Beyond job cuts, 85% of employers expect to cut benefits in order to save money. They may be trying to hold onto more employees by having all employees sacrifice some perks.
Layoffs: We lost 240,000 US jobs in October, and some analysts predict employment may hit 8 – 9 percent by next year.
Hiring Freeze: Just when more Americans are looking for work, less companies will be bringing on new staff as they struggle to contain their own costs.
