Bad Credit Forum- Re: Best Way To Pay Down Debt and Raise Credit ScoreAlso be sure to check your credit report for errors. They really do happen. I had 2 entries for one credit card, for example, which made it look like I had more outstanding credit than I did. I disputed it, and it was quickly fixed. […]
- Re: Best Way To Pay Down Debt and Raise Credit ScoreThere is a decent article on credit card payoff strategies: http://www.over50web.net/finance/save-money-finance/credit-card-payoff-strategies/ The comments actually give some good information. Basically, you should pick a stategy that works well for you. That said, I do believe that paying off cards that are close to their limits will have a quicker impact o […]
- Re: Renting With Poor CreditAbsolutely, your best bet is to long for somebody who needs a room mate in their own home - if you need very cheap rent, there are older people who need some help around the house or transportation - and they may be willing to give you a big break on rent (or even free rent) in exchange for some services. Of course, you have to be responsible and do what you […]
- Re: Best Way To Pay Down Debt and Raise Credit Score
Monthly Archives: June 2010
No Fee 0% Balance Transfers Are Still Out There
See How A Low or 0% Interest Balance Transfer Can Save You Money
We posted before on the advantages of a 0% balance transfer from a higher interest rate credit card. You may think that you cannot find one any more since the card companies have cracked down on credit applications. But there are plenty of offers out there for people who have decent credit.
Is GAP Insurance Worth The Money?
Should You Buy Gap Insurance?
First you need to understand what GAP insurance is, and also how your regular auto insurance works. If you wreck your car, and an isurer decides it is a total loss, they will only pay you what they determine your vehicle is worth. Oh, you may be able to argue and get slightly more favorable terms, but you are not likely to be able to budge them that much. After all, they are an insurance company, and they pay you for damages. The way they consider those damages, it means they pay for the value of the vehicle, and NOT how much you owe on your auto loan.
