Bad Credit Forum- Re: Best Way To Pay Down Debt and Raise Credit ScoreAlso be sure to check your credit report for errors. They really do happen. I had 2 entries for one credit card, for example, which made it look like I had more outstanding credit than I did. I disputed it, and it was quickly fixed. […]
- Re: Best Way To Pay Down Debt and Raise Credit ScoreThere is a decent article on credit card payoff strategies: http://www.over50web.net/finance/save-money-finance/credit-card-payoff-strategies/ The comments actually give some good information. Basically, you should pick a stategy that works well for you. That said, I do believe that paying off cards that are close to their limits will have a quicker impact o […]
- Re: Renting With Poor CreditAbsolutely, your best bet is to long for somebody who needs a room mate in their own home - if you need very cheap rent, there are older people who need some help around the house or transportation - and they may be willing to give you a big break on rent (or even free rent) in exchange for some services. Of course, you have to be responsible and do what you […]
- Re: Best Way To Pay Down Debt and Raise Credit Score
Author Archives: DavidPatrick
Raising Your Credit Score From Fair to Great!
What Credit Card Payoff Strategy Helps You Raise Your Credit Score?
Lots of us are trying to improve our credit scores. A good to great credit score gives us easy access to cheap credit, and it can also affect the price of some other services we want to buy.
If your air conditioner or home heating system breaks down, and you do not have the cash to replace it, good credit means you can be comfortable again the same day. Poor credit may mean you will have to wait to make essential repairs.
Holiday Credit Alert
Hang The Holly, But Hang On To Your Credit Cards!
Even though Americans have learned to be more frugal over the past several months of the Great Recession, experts expect Christmas credit card usage to rise in 2010. No use enjoying the season in 2010, and then having that ruin your holidays in 2011!
Get some tips to watch Christmas debt! These include:
- Trim holiday expenses. There are cheaper ways to have holiday parties and express your love and friendship! Sometimes a bit of thought can replace hundreds of dollars worth of food and gifts in an even more meaningful way.
The Great American Middle Class Squeeze
Is The US Middle Class Shrinking?
It is tough to determine if the middle class is shrinking. Why? Because it really is not clear what the US midde class actually is! You may be able to get some idea from this article: What Is Considered US Middle Class?
The notion about a shrinking American middle class is controversial because the term is not well defined. Or it may be well defined, but there is no agreement about what it means. But, according the the US Censue Bureau, a household income between $25,000 and $75,000 represents the middle distributions of American incomes. During the last 20 years, the number of households in that range shrank by almost 4%.
