Bad Credit Forum- Re: Best Way To Pay Down Debt and Raise Credit ScoreAlso be sure to check your credit report for errors. They really do happen. I had 2 entries for one credit card, for example, which made it look like I had more outstanding credit than I did. I disputed it, and it was quickly fixed. […]
- Re: Best Way To Pay Down Debt and Raise Credit ScoreThere is a decent article on credit card payoff strategies: http://www.over50web.net/finance/save-money-finance/credit-card-payoff-strategies/ The comments actually give some good information. Basically, you should pick a stategy that works well for you. That said, I do believe that paying off cards that are close to their limits will have a quicker impact o […]
- Re: Renting With Poor CreditAbsolutely, your best bet is to long for somebody who needs a room mate in their own home - if you need very cheap rent, there are older people who need some help around the house or transportation - and they may be willing to give you a big break on rent (or even free rent) in exchange for some services. Of course, you have to be responsible and do what you […]
- Re: Best Way To Pay Down Debt and Raise Credit Score
Category Archives: Credit
Manage Your Debt And Credit Better!
Consumerism is just not working for most middle class American families. I truly believe that we have to stop buying into the idea that we must value our worth by the things we accumulate. Most of those things sit around gathering dust anyway. Many families would benefit from a physical and financial DE-cluttering session! Let’s get rid of the junk in our homes, garages, and monthly expenses!
One key step is to manage debt and credit better.
Raising Your Credit Score From Fair to Great!
What Credit Card Payoff Strategy Helps You Raise Your Credit Score?
Lots of us are trying to improve our credit scores. A good to great credit score gives us easy access to cheap credit, and it can also affect the price of some other services we want to buy.
If your air conditioner or home heating system breaks down, and you do not have the cash to replace it, good credit means you can be comfortable again the same day. Poor credit may mean you will have to wait to make essential repairs.
Holiday Credit Alert
Hang The Holly, But Hang On To Your Credit Cards!
Even though Americans have learned to be more frugal over the past several months of the Great Recession, experts expect Christmas credit card usage to rise in 2010. No use enjoying the season in 2010, and then having that ruin your holidays in 2011!
Get some tips to watch Christmas debt! These include:
- Trim holiday expenses. There are cheaper ways to have holiday parties and express your love and friendship! Sometimes a bit of thought can replace hundreds of dollars worth of food and gifts in an even more meaningful way.
US Credit Scores Sinking To New Lows
Is Your Credit Score Sinking Lower?
I hate to be the bad news town crier, but I have just read some discouraging news as far as US credit scores goes. Remember, these credit scores are needed to get credit cars, auto loans, and of course new home financing. They can also affect the price you pay for lots of other things. Even your car insurance rates can be affected! Beyond just affecting people with poor credit, it affects other businesses too. Less homes or autos will get sold if people cannot qualify for credit!
No Fee 0% Balance Transfers Are Still Out There
See How A Low or 0% Interest Balance Transfer Can Save You Money
We posted before on the advantages of a 0% balance transfer from a higher interest rate credit card. You may think that you cannot find one any more since the card companies have cracked down on credit applications. But there are plenty of offers out there for people who have decent credit.
