Repair Your Credit and Keep More Of Your Own Money

Posted November 28th, 2008

Are Poor Credit Scores Ruining Your Life?
A few mistakes can really damage a credit report, especially these days when credit companies are so eager to lower credit scores because of the tight money situation But a poor credit score can cost you money as everything from auto loans to auto insurance will cost you [...]

Credit Card Balance SmackDown - Higher Fees + Lower Limits

Posted November 25th, 2008

Happy Holidays. Just when we enter the spending season, families are likely to see their budgets strained by another complication. The citigroup buyout is likely to cause a ripple effect that will get passed on to… guess who! … consumers!
Many major credit card companies will pass on costs by:

Raising Credit Card Fees - Some companies may [...]

Lower Credit Limits Can Mean Lower Credit Scores

Posted October 31st, 2008

OK, so I am just another ticked off  consumer some days. I can’t imagine that it is any fun to work for a credit card company these days. I mean, I do feel some sympathy for the people who are having to talk to the public every day and explain that while the federal government [...]

Explain Credit Scores

Posted September 17th, 2008

Explaining Your Credit Score

Most of us know that our credit is rated, and that credit rating will determine what sort of interest rates we pay for car loans, home mortgages, and credit card balances. Of course, a credit score will determine our ability even get credit at all! But beyond that, many consumers really do not understand [...]