Bad Credit Forum- Re: Best Way To Pay Down Debt and Raise Credit ScoreAlso be sure to check your credit report for errors. They really do happen. I had 2 entries for one credit card, for example, which made it look like I had more outstanding credit than I did. I disputed it, and it was quickly fixed. […]
- Re: Best Way To Pay Down Debt and Raise Credit ScoreThere is a decent article on credit card payoff strategies: http://www.over50web.net/finance/save-money-finance/credit-card-payoff-strategies/ The comments actually give some good information. Basically, you should pick a stategy that works well for you. That said, I do believe that paying off cards that are close to their limits will have a quicker impact o […]
- Re: Renting With Poor CreditAbsolutely, your best bet is to long for somebody who needs a room mate in their own home - if you need very cheap rent, there are older people who need some help around the house or transportation - and they may be willing to give you a big break on rent (or even free rent) in exchange for some services. Of course, you have to be responsible and do what you […]
- Re: Best Way To Pay Down Debt and Raise Credit Score
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0% Credit Card Balance Transfers Can Help!
Have High Interest Rate Credit Cards?
It is very frustrating, and I have been hit the same way a lot of you have been hit! I always made my payments on time, kept my balances well under the limit, and counted on my credit card companies to be reasonable with the interest rates that they charged!
But these days, they have been raising the interest rates anyway. It does not seem to make sense as prime rates are low. i.e. the money we have in our savings account earns little. And we don’t always have a lot of good alternatives when we look at CDs, stocks, etc.
Layoff Mortgage and Credit Protection
Note: All current PaycheckGuardian Members keep their protection, but no new consumers are being accepted at this time. Sorry.Supplemental Unemployment Insurance Pays Cash
If you are unemployed, how will you pay your bills? The average weekly state unemployment payment is less than $400. Will that cover your bills, utilities, groceries, and mortgage? In fact, the most common reason that mortgage get behind is because of a loss of income.
