http://www.badcreditblues.com/credit-news Credit, Finance, and News For The Rest of US! Wed, 31 Dec 2008 16:12:35 +0000 http://backend.userland.com/rss092 en Do You Pay Too Much For Insurance? I don't know about you, but sometimes it seems like all of my money goes to pay an insurer to cover something. I need auto insurance, as most of you do, to comply with state laws, and also to protect myself in case I ... http://www.badcreditblues.com/credit-news/personal-finance/insurance-cost-too-much/ We found a great article on retirement planning during a recession. If you are like me, it is getting harder to put money aside these days, and the money we are saving may not be earning...shall we say?....stable returns. The tips in the article went beyond pure savings to include lifestyle decisions that would profit most ... http://www.badcreditblues.com/credit-news/retirement/planning-for-retirement-during-stock-drops/ Yahoo personal finance posted its take on the things that employers will cut next in order to cope with slow business and tight credit. Beyond job cuts, 85% of employers expect to cut benefits in order to save money. They may be trying to hold onto more employees by having ... http://www.badcreditblues.com/credit-news/us-financials/what-will-employers-cut-next/ Are Poor Credit Scores Ruining Your Life? A few mistakes can really damage a credit report, especially these days when credit companies are so eager to lower credit scores because of the tight money situation But a poor credit score can cost you money as everything from auto loans to ... http://www.badcreditblues.com/credit-news/credit/repair-your-credit-and-keep-more-of-your-own-money/ Happy Holidays. Just when we enter the spending season, families are likely to see their budgets strained by another complication. The citigroup buyout is likely to cause a ripple effect that will get passed on to... guess who! ... consumers! Many major credit card companies will pass on costs by: Raising Credit ... http://www.badcreditblues.com/credit-news/credit/credit-card-balance-smackdown-higher-fees-lower-limits/ I think the experts have been debating the recession for several months now, and they finally blew the whistle and decided to admit that hard times are here. While the talking heads have been, well, talking, we have been browsing through top recession survival tips for ourselves and decided to ... http://www.badcreditblues.com/credit-news/personal-finance/recession-survival-tips/ In case any of you have not noticed, the US has slipped into a recession. I do not ever remember a painful struggle like this to deny the recession and pretend that everything was ok! But I think everybody's on the same page now. It is rough out there, and ... http://www.badcreditblues.com/credit-news/us-financials/us-jobless-rate-predicted-at-75-hello-recession/ The sad truth is that the current economic problems are not just impacting the ability of a family to eat out at Applebees once a week. Many Americans are actully sacrificing health care, and their health, because of lower earnings and savings rates. I see example after example of Americans ... http://www.badcreditblues.com/credit-news/home-and-family/hard-times-and-health-care/ I just read an article on Womanwork.net about bankruptcy relief in the US, and have to agree with the - sort of cynical - outlook. The bankruptcy laws were changed a few years ago to make it much tougher, if not impossible, for Americans to declare personal bankruptcy. And yet, ... http://www.badcreditblues.com/credit-news/bankruptcy/bankruptcy-relief-with-todays-laws/ Need To Buy, Sell, or Invest in a Home In Today's Tough Mortgage Market? This is a tough mortgage market all around the USA, but transactions are still going on, and people are still getting homes even when they do not have perfect credit. And sellers are able to find a ... http://www.badcreditblues.com/credit-news/mortgages/lease-to-purchase-homes-in-a-tough-mortgage-market/