http://www.badcreditblues.com/credit-news Credit, Finance, and News For The Rest of US! Tue, 23 Feb 2010 03:58:26 +0000 http://backend.userland.com/rss092 en What is Private Mortgage Insurance? It seems like so many types of insurance have different names that have the word mortgage or home in them that many consumers get confused. But private mortgage insurance is a product that many lenders require to qualify home buyers for their loans. It protects the ... http://www.badcreditblues.com/credit-news/mortgages/avoiding-pmi-for-home-buyers/ How Much Will It Cost to Own a Home? A lot of us tend to hold home ownership us an ideal. We consider renting a thing that is done as a temporary way to get a place to live when there are no other options at the moment. And yet, is ... http://www.badcreditblues.com/credit-news/mortgages/the-costs-of-homeownership/ Bankruptcies Up 32% in 2009 Despite Tougher Laws In spite of the tougher bankruptcy laws, 2009 saw a dramatic increase in bankruptcies. Apparently people were in enough financial distress so that the tougher laws did not scare them off. I just wish that the laws would also get much tougher on ... http://www.badcreditblues.com/credit-news/bankruptcy/bankrupcy-2009-one-of-the-7-worst-years-ever/   Fast Track Career Training for Almost Everybody Among the millions of job displaced Americans, people over 50 may have a particularly tough time finding a new job. These people held jobs all across the economic spectrum from manufacturing and service to finance and engineering. So how can a variety of people, ... http://www.badcreditblues.com/credit-news/unemployment/fast-career-training-for-everybody/ The Recession Near the End of 2009 Here in November of 2009, we are seeing some good news as the stock market seems to be staking a shaky upwards trend.  But is the recession over? Is that the only sign we should look at? What about the jobless rate which has also been ... http://www.badcreditblues.com/credit-news/us-financials/is-the-recession-over-small-business-owners-answer/ Should You Rent or Own a Home? I understand the attraction of buying a home. It provides security, stability, and for many, the largest asset that the family owns. Most families must take out a home loan, but the interest can be deducted from state and federal income taxes. So, even ... http://www.badcreditblues.com/credit-news/mortgages/rent-or-own-the-real-cost-of-home-ownership/ So Who Won with the US Government Bailout? Of course, this has been written about before, both by me and pleny of other writers who are a lot more famous (or should be). But the Obama US government bailout got discussed a lot in the very early days. Not enough time ... http://www.badcreditblues.com/credit-news/us-financials/who-did-the-bailout-help/ Fixed annuity contracts are one very common way to save for retirement. People usually purchase annuities in order to reach some sort of medium to long range savings goal, which could include having a guaranteed payout at retirement.  We want to help you understand how these can be valuable tools ... http://www.badcreditblues.com/credit-news/personal-finance/advantages-of-fixed-annuities-for-retirement-accounts/ Unemployment Is Still Going Up OK, so long after the US economy showed every sign of tanking, the government and TV pundits were still telling us the nation had not entered a recession. Now the stock market seems to be struggling upwards, and so those same people are standing on their ... http://www.badcreditblues.com/credit-news/unemployment/jobless-rate-still-rising-highest-since-early-1980s-in-us/ Can You Qualify For A Home Mortgage? Many people think this is a good time to purchase a home, especially when interest rates are low, the government has incentives for some buyers, and there is plenty of housing inventory. If you rent now, you may also want to look at this ... http://www.badcreditblues.com/credit-news/mortgages/how-to-qualify-for-a-home-mortgage-even-if/