Bad Credit Blues

The sad truth is that the current economic problems are not just impacting the ability of a family to eat out at Applebees once a week. Many Americans are actully sacrificing health care, and their health, because of lower earnings and savings rates. I see example after example of Americans who do have health insurance, but must pay a portion of their costs, unable to come up with the extra money to see specialists, have medical tests, or afford high end prescriptions. And for the 48 million Americans without health insurance, the situation is even more dire.

This won’t help many of the people who already suffer from serious medical problems, but you may want to compare health insurance plans if your current plan does not cover enough, or if you just cannot afford the premiums any longer. Here is a quick way: Low Cost Family Health Plans.

Also, be sure and look into any state programs that exist already. If you need an unemployment health plan, your state Medicare office may have help. Children’s health insurance plans also exist, with looser restrictions than health care for adults, so you can get the kids covered. In addition, many counties run a health care system with a sliding scale for medical costs.

But even with all of this, many people slip through the health care costs every day. And a doctor’s office does not seem to be a good place to find out about programs to help. I am ready for a change, and I hope it comes soon!

Share This